We, the undersigned acting as guarantor for the loan requested on page 1 of the Application form understand and agree jointly and severally that all deposits with Mhasibu Sacco Society Ltd, owned by us-are hereby pledged as security for the said loan or such part of it as may be granted and pledged Securities LOAN APPLICATION FORM S H E R I A S A C C O S O C I E T Y L T D. I n s p i r e, E E q ui p , m p o w e r HEAD OFFICE Tel: 020 - 7801500 P. O. Box 34390-00100, Nairobi Email: firstname.lastname@example.org Website: www.sheriasacco.coop SACCO FOSA OFFICE Milimani Law Courts, 2nd Floor, Community, Nairobi Email: email@example.com KISUMU OFFICE Kisumu Law Courts, Old Courts
Loan Application Forms-Shares 368.13 KB. Download. Loan Policy. Loan Policy 387.51 KB. Download. Masomo Loan Form. Masomo Loan Form 470.45 KB. Download. Membership Form. Membership Form 224.28 KB. Download. Membership Withdrawal Form. Membership Withdrawal Form 463.38 KB. Download. Okoa Jahazi Form. Okoa Jahazi Form 359.98 KB. Download. Staff Specimen Signature. Staff Specimen Signature 215.08. CREDIT LINE LOAN APPLICATION FORM (unknown, 531 hits) SALARY ADVANCE LOAN APPLICATION FORM (3YEARS) (unknown, 1,130 hits) CERTIFICATE OF SALARY AND EMPLOYER ENGAGEMENT (unknown, 1,257 hits
UNS SACCO > Downloads. Downloads. Membership Registration Form for UN Staff Membership Registration Form for Non-UN Staff. Loan Agreement Form Loan Application Form Loan Salary Deduction Form. Loan Guarantee Form Instructions for Savings Transfer to Shares. Instructions for Savings Contribution/Change Instructions to Pay Off Loan Using Savings. Savings Withdraw Slip Savings Contribution. Nominee Form. Ess Application Form. Mtoto Account Application Form. Mwito Housing Application Form. Sacco Link Pin Regeneration Form. Sacco Link Atm Replacement Form. Statement Requisition Form. Sacco Share-Capital Transfer Form. Net Salary Pay-Point Form For KWS (Casuals/Permanent), Other Private Org & ICs 8. The loan application form must be completed and supported with TWO(2) CURRENT PAYSLIPS. 9. Loan applications of 1 million and above will require 6 guarantors or more as per lending policy. 10. Development, top up, repayable in 48 months and school fees, emergency loans repayable within 12 monthsreducing balance. 11. Masomo loan payable in 24 months reducing balance . Membership Form. Download. Details. Membership Requirements. Download. Details. Long Term Loan Form I hereby certify that, to the best of my knowledge and belief, all information provided for this application and in the accompanying documents is true, complete, and correct. The undersigned give irrevocable authority to FOSA to recover the advanced amount in full plus other incidental charges. I confirm that I have authorized Asili SACCO
Loan Application Requirements 1. Original loan application form. 2. Valid Certified copy of your latest pay slip. 3. Valid Copy of your National I/D Card or Passport for non-citizens. 4. Valid Letter of current contract, duly signed by both the applicant and employer. 5. Valuation Report for asset loan. 6. Valid supporting documents as may be. Loan Application & Agreement Form. Download. Download 2230. File Size 5.24 MB. File Count 1. Create Date May 5, 2020. Last Updated May 5, 2020 Sacco Link Card Application Form. Download. Customer Statement Requisition Form. Download. Account Reactivation Form. Download. Advance on Dividend Loan. Download. Overdeductio & Refund Claim Form . Download. Nomination form for Board of Director/ Member of Supervisory Committee Position. Download. Dividend Calculator. Download. Guarantor Transfer Form. Download . news updates. Advertisment.
20 Mar Loan Application Form. Posted at 15:55h in by United Women Sacco 0 Comments. 0 Likes. Download. Download 704. File Size 162 KB. File Count 1. Create Date March 20, 2020. Last Updated November 30, 2020 Easily create a Shirika Sacco Loan Application Form without needing to involve specialists. There are already over 3 million people making the most of our rich library of legal forms. Join us today and gain access to the #1 collection of web blanks. Give it a try yourself! Get form . Experience a faster way to fill out and sign forms on the web. Access the most extensive library of templates. LOAN APPLICATION: Download: 16: SALARY PROCESSING: Download: 03: FOSA PRIDE APPLICATION FORM: Download: 07: REFUND FORM: Download: 09: M-SACCO APPLICATION: Download: 28: DIVIDEND CAPITALIZATION FORM: Download: 13: BURIAL BENEVOLENT FUND CLAIM FORM: Download: 10: HOLIDAY FORM: Download: 17: CUSTOMER SERVICE CHATTER: Download: 18: BY-LAWS: Download: 14: SHARE TRANSFER FORM: Download: 12: VARIATION FORM: Download: 0 Loan Forms. 1. Loan Application Form (Normal,Emergency,School Fees,Super School Fees,Premium & Refinancing) 2. Home Appliance Loan Form. 3. Instant loan Form. 4. Bank Loan Bailout Application form The loan application form must be completed and supported with the most recent pay slip (certified by the employer's payroll officer), PIN certificate, copy of national identity card/passport and any other relevant support- ing documents. 12. An application for a loan shall only be considered when the authorized loan application form has been filled. 13. No member shall guarantee more than.
Loan issued at 3 times of one's deposits. Repayment- 72 months. Interest rate- 1% p.m. on reducing balance. Guarantors and acceptable collaterals required. Maximum Loan- Kshs.30M. Refinancing/ Loan top up facility available. Disbursed within 7 days. Any amount above Kshs.10m to be secured by a collateral . Walk into any branch and submit the duly filled copy with supporting original and photocopy documents such as national I.D. and payslip The tips below will help you fill in Hazina Sacco Loan Form easily and quickly: Open the document in our feature-rich online editor by clicking on Get form. Fill out the necessary boxes which are marked in yellow. Hit the green arrow with the inscription Next to jump from field to field. Use the e-autograph tool to e-sign the document The membership application form is available here for download in Adobe Acrobat Portable Document Format (PDF). To view and print the PDF files you should have Adobe Acrobat Reader Version 3.0 or later installed on your computer. If you do not have Adobe Acrobat Reader, you can download it free of charge directly from Adobe's website - www.adobe.com
Create Your Loan Application Form Just Fill-in the Blanks & Print Shoppers Sacco Blog ; Loan Calculator; Application Forms; Contact Us; Tenders; Search Find. Loan Application Forms. Benevolent Loan Application form. Download. Details. Sacco Link Card Application. Download . Details. Short-term Loan Application form. Download. Details. Long-term Loan Application form. Download. Details . Powered by Phoca Download. FOSA. BOSA. Member Deposits. Emergency. HARAMBEE SACCO SOCIETY LTD Harambee Plaza, Haile Selassie Avenue, Nairobi. P O. Box 47815-00100, Nairobi. Pilot Line 0709-943000 Website:www.harambeesacco.com Email: firstname.lastname@example.org LOAN APPLICATION FORM (NOT FOR SALE) 1. APPLIANT'S PERSONAL INFORMATION Names(as appearing on ID): Membership No. Personal No. Ministry / Dept Current Station Mobile Number(s) KRA PIN No. E-mail address.
VIL By filling this form it implies that YOU have agreed to the terms and conditions, By-Laws, Loan Policy and any other laws applicable. I wish to apply for Ksh.. , (in words.. . to clear my outstanding Loan(s) in Asili SACCO/Bank.. to enable processing of another loan. J. LOANS TO BE CLEARED ARE AS BELOW: SACCO loan. Ksh:.. FOSA Loan Ksh.. Bank Loan Ksh.. . K.CUSTOMER. After submitting the form and all the five documents, Nyati Sacco will contact you after 14 days. If the application meets the loan threshold, you will get the finances in a week. In some cases, you will do some interviews with branch management. READ ALSO: Stima Sacco loans - Types, interest rates, and requirements. Image: facebook.com. Application Forms..FosaPride Fosa loan Application for Membership Application Forms For one to qualify to become a member of the NewFortis Sacco, one has to fill in a membership application form, pay a membership fee of Kshs. 1000 raise share capital minimum of Kshs. 2,000.Make monthly..
loan application form - Fariji Sacco. Karibu Nyumbani. loan application form fariji 2020-01-20T05:04:45+00:00. Zoom 100%. wp-pdf.com Our Application Forms. Membership Applications. Membership Applications ; GFS; GFS Claim ; Closure of Deceased; Know Your Customer; Savings Applications. Christmas Savings; Save As You Earn Savings; Transactional Savings; Savings Withdrawal; Loans Applications Ordinary Loan; Emergency Loan; Quick Loan; Petty Cash Loan; Development Loan; Our Contacts Gaborone, Central Business District Zmabezi. The Society was registered on 5 th October 1971 (Registration No.2001) by the Commissioner for Co-operative Development. The common bond was of Ministry of Lands and Settlement but due to transfers and restructuring within the Civil Service to date the Society has members from all the government ministries and institutions, private sector, groups and individuals who qualified as per the. karibu loan application form : internet banking application form: shares variation form: instant credit application form : sub-account application form : golden application form: account transfer form . childhope scholarship application form : bankers cheque cancelation form: salary in advance form s.a.y.e. variation form : disposal form of. NOMINATION APPLICATION FORM 2021 1 file(s) 231 downloads. Circulars, Forms: 01/02/2021: Download : NOMINATION REQUIREMENTS GUIDELINES 1 file(s) 121 downloads. Circulars: 01/02/2021: Download: Sacco Updates 1 file(s) 1926 downloads. Circulars: 04/12/2020: Download: 1st-Quarter-Circular-2020 1 file(s) 369 downloads. Circulars: 26/05/2020: Download: Salary Advance Form 1 file(s) 222 downloads.
- Form must be ﬁlled in full and must attach a copy of ID or Passport. - A new member is eligible for a ﬁrst loan after SIX months. - For loan approval, any cash deposits will be disregarded unless it has been with the Sacco for not less than THRE FINNLEMM SACCO LOAN APPLICATION FORM_2017 Page 4 of 4 DECLARATION ON TERMS AND CONDITIONS I hereby declare as follows: 1. That I have been an active member of Finnlemm SACCO Ltd ( hereinafter referred to as Society) for a period not less than six (6) months; 2. That I understand that the society may approve or decline an application for credit facility in its absolute discretion; 3. That. P.O. Box 278-00200 City Square Nairobi Kenya Mobile: 0709808100/0709808101 We have a friendly team and a listening ear to fully meet your needs. Keep in touch with us online on the platforms below
SHORT TERM LOAN APPLICATION FORM P.O.BOX 2392-00606, WESTLANDS TEL: +254722004065 (020) 4274065 JCC:+254722002685 (020)4272685 EMAIL: email@example.com www.safaricomsacco.co.ke @Safaricom Sacco INSTRUCTIONS Please complete in full in BLOCK Letters. Short Term Loan application Means any loan whose repayment is 12 Months and Below. All loans are paid through FOSA within an (1) Hour of. Download Loan application form. about us. Java Sacco is a licensed Deposit taking Sacco established in 1999 with a sole objective of uplifting the members' social economic well-being. For over 20 years the Sacco has grown its membership to serve over 2000 members. Why us. We offer an opportunity for members to save their money and be able to access fast loans and also receive attractive. Utility Loan Application Form 1 file(s) 1 download. Application Forms: Download: Sacco Link Application Form 1 file(s) 10 downloads. Application Forms: Download: Loan Application Form 1 file(s) 54 downloads. Application Forms: Download: 1 + Members. 1 + Years of Existence. 1 + Partners. About Us. Our Main Mission is to mobilize savings and deposits for provision of affordable and innovative. Emergency Loan Application Forms download. 4. Membership Nominee download. 5. Group Application Form download. 6. Quick Cash Application Form download. To apply for a loan, download the relevant forms for the loan being applied for, fill and attach a scanned copy and submit on-line
Normal Loan App. Form (2011) QUEENSWAY CO-OPERATIVE SAVINGS & CREDIT SOCIETY LIMITED P.O. Box 48165, 00100 Nairobi, Kenya Email: firstname.lastname@example.org OR email@example.com +254 020 2060042 LOAN APPLICATION FORM A Applicant's details Full names: ID/Passport No (attach copy): Address and Phone No: Personal e-mail address: Membership No: Employer: Employer e-mail and. Kma Sacco Member Login. Fill out, securely sign, print or email your kma sacco loan application form instantly with SignNow. The most secure digital platform to get legally binding, electronically signed documents in just a few seconds. Available for PC, iOS and Android. Start a free trial now to save yourself time and money Micro-Credit Loan Forms : Binafsi Loan Application: Group Loan Form . Share Drive Form: Share Drive Form . Recent News Newsletter. About Us. Imarisha Sacco Society Ltd is one of Kenya's leading savings and credit cooperatives offering financial services to its members. The Sacco was first registered in 1978 as a teachers' Sacco but has since opened its doors to all professionals and. accordance with the purpose stated in the application form, duly signed by the BORROWER. 30. The BORROWER shall not divert the loan for any other purpose other than the one applied for and acknowledged by him / or her without the written consent of the LENDER. 31. Unless otherwise agreed where the BORROWER diverts the loan for any other.
Duly filled loan application form; Sale agreement; Evidence of the 1/3rd payment to the seller and buyer; Copy of National ID for both seller and buyer; Copy of KRA PIN Certificate for both seller and buyer ; Current Asset Valuation and particulars of the machine; Original Asset ownership documents e.g. Log Book, Title deed; Any other documents as may be required Emergency Loan. The Loan. Karibu Loan Application Form. Karibu Loan Application Form. File Size: 229.42 kB. Date: 03 July 2020 . Connect with us. We'd love you to connect with us on our social media pages. For frequent updates about the Sacco, upcoming events, engagements and opportunites, be sure to follow and like us on all of our platforms below. Address. Address : Mageso Chambers, Moi Avenue, Nairobi. P.O Box.
Documents Most Used Forms Membership Application Form Groups & Corporate Application Forms Deduction Change Advice form EFT/RTGS Application form Pension Paypoint Card M-Pawa USSD Security Update Guide Savings Accounts Forms Msingi Bora Application Form Junior Account Application Form Fixed Deposit Application form Mustard Account Application form Twiga Account Application form Sacco Policy. Application for deposit boosting must be accompanied by a loan application for any loan facility within AMREF SACCO with the exception of Instant Pesa, salary advance and motor vehicle insurance financing. The boosted amount will be charged 5 % one off and recovered in full when paying out the new normal loan postbank sacco society ltd P.O. Box 30313-00100 NRB Tel. 2229551 Ext. 373 / 020250271 Mob: 0716163034, E mail: firstname.lastname@example.org VISION: To be the preferred Sacco Amref Sacco is a national savings and credit co-operative located at Amref Health Africa in Kenya next to Wilson Airport, Langata road, Nairobi. Membership is open to staff of NGOs, companies and individuals referred by our members. For more information contact us on email@example.com
I'm so glad to have walked such an exciting journey with you, Kenya Bankers Sacco. My 6-year journey has been smooth & the product information is always very resourceful. The dedicated staff with world-class customer service make it all worthwhile. I'm a proud member of KBSACCO & I will always advocate for you. Keep up the good work of offering prompt solutions & understanding the ever. - Normal Loan Application Form - Normal Loan Extra Application Form - VISA Card Application Form - Standing Order Application Form - Loan Purpose Form - TSC Portal Payslip Flier. Metropolitan National Sacco Ltd. We are a deposit taking SACCO Licensed and Regulated by the SACCO Societies Regulatory Authority(SASRA) Contact Us. Metropolitan National Sacco Ltd. Opening Hours: Mon - Fri: 8:30am. LOAN APPLICATION AND AGREEMENT FORM LOAN No. A. PERSONAL DETAILS Salutation: Mr Mrs Miss M/s Dr Rev Pastor Prof. Bishop Full Name (As per ID) *Identification Details: Passport no. *ID No. KRA PIN No. NHIF No. NSSF No. Marital Status: Single Married Date of Birth Spouse/Next of Kin Tel *Tel/Mobile: Email *Postal Address *Postal Code *Town EMPLOYER DETAILS Name of Employer Work Station Employer. We are a savings and credit co-operative society with an aim of creating an environment to encourage members save and access affordable credi FOSA Forms. Membership form. Special Account form. ATM Card Replacement. ATM Card Application. Salary Account Opening Form. Direct Mbanking application. Dividends Plough-back Form
Jumbo Plus. One can qualify up to 4 times their Sacco savings. Repayment period up to 96 months. Interest Rate 1.25% per month on a reducing balance. Minimum of three guarantors who must fully cover the loan amount. The loan is insured against death or total disability under loan guard policy. Download Form. Products Loan applications forms are available for free from the Fund's Regional Offices based at all provincial headquarters, the Fund's Head Quarters at NSSF building Eastern Wing, block A on 11th, 12th, and 14th floors and can also be downloaded from website, www.wef.co.ke. Click Here to download the Tuinuke Loan Application Form. 15 Month The loan application form must be fully completed, endorsed by the company and supported by 2 recent pay slips where applicable. False information on application form shall lead to automatic disqualification and shall constitute an offence as per the Phoenix SACCO Society by-laws. Loan applications shall be considered in order in which they are received. In event that funds are inadequate for.
(i) Loans for Development. Loans for development are granted at three times the members savings and are repayable in 36-48 months. Basic Requirement to qualify for Development Loan 1. One must be a member of Afya Sacco. 2. One must have contributed continuously for at least 6 months. 3. A duly Completed application form. 4. Have an account in. ⭐BIBLIA SACCO⭐ product details and loan information. Learn how to apply and become a member to easily access the loans offered by this Christian financial grou Pay a non-refundable loan processing fee of 1% of loan amount subject to a minimum of $100. Send by Postal Mail or any other courier to the below address. In the interim you can scan the entire loan application documents and send them to the email below for initial loan processing. Kenya USA Diaspora Sacco. P.O Box 21372 - 00100 GPO Taqwa Sacco is committed to helping you realize your dreams through our land ownership project in Konza. Purchase a plot in a fast developing area near Konza Technocity. Sale is on a first come, first served basis. Read More . Credit Facility. A member can qualify to apply any of our credit facilities provided they have contributed for 12 months consecutively and met the credit application.
INSTRUCTIONS TO SEND FUNDS TO THE SACCO USING PAYBILL 956200. Download. RTGS APPLICATION FORM. RTGS APPLICATION FORM. Download. STANDING ORDER REQUEST FORM. STANDING ORDER REQUEST FORM. Download. WANANDEGE MEMBERSHIP WITHDRAWAL FORM Download the Orapa SACCOSMembership Application Form. Orapa Saccos is a savings and credit co-operative society registered in Botswana in 1988 under the Cooperative Societies Act. Membership is currently Over 1440 members as of 2019. The co-operative was started with the Orapa / Letlhakane Debswana employees in mind. Quick Loan. Emergency Loan A DEPOSIT TAKING SACCO LICENCED AND REGULATED BY THE SACCO SOCIETIES REGULATORY AUTHORITY (SASRA) NO.61 P.O. BOX 259-20303,OL'KALOU:TEL:051-8000822,CELL:0723-836421; 0733-416492 EMAIL; Hotline No:0731-638930 INFO@towersacco.co.ke/Website: www.towersacco.co.ke (A basket for all your financial needs) NORMAL LOAN APPLICATION & LOAN AGREEMENT FORM (Read rules at the back first before you fill in. Unison Sacco shall stand legitimately possess of the proceeds of any such of the assets and shall, after paying the costs of such taking possession and sale, apply the same to any amounts then owing to the Sacco, if any such excess exists, to the undersigned borrower . The undersigned borrower further agrees
Kenpipe Sacco Ltd - Loan Application Form Page 2 of 4. G. LOAN AGREEMENT AND DECLARATION In consideration of the Society granting the amount applied, I hereby declare as follows; 1. That I am a member of Kenpipe Sacco Society Ltd. 2. That my deposits plus those of my guarantors are sufficient to cover the loan applied for (where applicable) 3. That my present and future employers have the. If yes, Emergency Loan is ideal for you. You will need to fill the Nyati Sacco loan application form and wait for three days. Loan requirements. You only need three documents. They include: Copy. LOAN APPLICATION & LOAN AGREEMENT N.B. PLEASE COMPLETE AND RETURN THE FORM TOGETHER WITH COPY OF YOUR ID CARD AND LATEST PAY SLIP A.I.B.K. CO-OPERATIVE SAVINGS AND CREDIT SOCIETY LTD. F REPAYMENT GUARANTEE We the undersigned, hereby accept jointly and severally, liability for the repayment of the loan in the event of the borrower's default. We understand that the amount in default may be.
Emergency Loan Application Form. Emergency Loan Application Form. File Size: 172.28 kB. Date: 26 September 2018 . Connect with us. We'd love you to connect with us on our social media pages. For frequent updates about the Sacco, upcoming events, engagements and opportunites, be sure to follow and like us on all of our platforms below. Address. Address : Mageso Chambers, Moi Avenue, Nairobi. Total monthly payments to Society including payments on the loan requested are Kshs. (Must not exceed 2/3 of basic salary available) The guarantors above adequately cover the Loan amount yes/no. I also certify that the application is/not within the Rules of the Society. Comments by loan/credit appraise The Sacco shall not be held responsible for directing payments into a wrong mobile account number provided by the member in the above space(s). A photocopy of this application form shall be taken as the original copy for purpose of appraisal. This credit shall be considered and approved under the following terms and conditions 1. Maximum amount. Loan Application Forms. 38 Templates. Whether you're a moneylender offering personal loans, business loans, home loans, or equipment loans, embedding a custom Loan Application Form into your website can streamline your workflow, save you time, and make it easier to process a large number of loan applications
All loan applications shall be made on the Society's prescribed forms, which shall in each case set out the amount applied for, the purpose of the loan, terms of repayment and type of security provided. The loan application form shall be fully completed and supported by at least two most recent pay slips certified by the employer and a copy of the applicant's national ID or passport SACCO APPLICATION FORMS. BEST PRODUCTS FOR BEST CLIENTS. View More. Ekeza Fund. Benevolent Fund. Normal Loan . Insta Loan. Latest News. Education Loan. Education Loan . Learn More. Balozi M-banking services. Balozi M-banking services. Learn More. Review of SACCO products. Review of SACCO products. Learn More. Quick Links. Lipa na M-PESA; Office to Let ; Payment of Loans ; FAQs; Members Forum. LOAN APPLICATION FORM. LOAN APPLICATION AND AGREEMENT FORM.pdf. Download. Details . Display Num . News and Events . Mombasa Port Sacco Limited Annual Delegates Meeting 27 March 2018 Mombasa Port Sacco Annual Delegates Meeting was he... 0 Comment Hits:4696 Read More... Mombasa Port Sacco Limited Moi Avenue Mombasa. P.O.Box 95372,Mwakilingo St, Mombasa,Kenya +254 725 238367(Mobile) 041-220124. Each applicant co-operative should submit the prescribed application (Form A) with the payment of E1500.00 (E 1000.00 being the application fee and E 500.00 being the licence fee). 1.1.2 A co-operative applying for a licence should attach the following documents to the application form: • board resolution to apply for a licence
Maisha Golden Loan Application Form.pdf. Download. Details. Shamba Loan Form. Shamba Loan Form.pdf. Download . Details . Ordering . Display Num . Working Hours : Mon - Fri 8.30am to 4.30pm; Last Saturday of the month 9.00am to 12.30 pm. Closed on Weekends & Public Holidays. Loans. Development Loan; Emergency Loan; School Fees loan; Instant Loan; Refinancing (Spec) Loan; Boresha Makao Loan. JIENJOY LOAN APPLICATION FORM Date: (DD/MM/YYY) __/__/____ Full Names: Coy or Member No: I.D/Passport No: Cell phone: Email: sending/delivering/mailing my credit report to the Sacco. Signature of the Loan Applicant Date: LOAN APPLICATION DETAILS SECURITY INFORMATION . TEMBO SACCO LIMITED 2 Tel: 020 2603334 Mobile: 0722-992469 P.O. box 91-00618 Nairobi Email: firstname.lastname@example.org Website. SCHOOL-FEES-LOAN-FORM (222 downloads) Superloan Form (2635 downloads) Special Savings Form (1130 downloads) Share-Capital-Transfer-Form (220 downloads) Standing Order Form (555 downloads) Salary Change Point Form (Non G4S) (215 downloads) NEW SUPER LOAN APPLICATION AND AGGREEMENT FORM (321 downloads) SACCO UPDATES. Apr 2021 Newsletter (0 downloads Fill the order form and forward to the sacco. Make a payment in cash, (for a loan fill and submit the loan application form). The Sacco will prepare the order and send to Hotpoint Appliances together with delivery instructions; What's in it for you? The good news is Hotpoint will extend a 5% discount on all Samsung products and 10% discount on all other brands. Delivery will be within 48hrs.